Roczne archiwa: 2025

Point 1100F of the Dodd-Frank Work revised this new FCRA to provide even more disclosure requirements whenever unfavorable action is actually drawn by the customer’s credit score. Particularly, the brand new FCRA need anyone to make the following disclosures when you look at the creating or digitally within the unfavorable action notice inside the addition to people known during the Desk 4:

Multiple credit scores

• New client’s numerical credit score used by the person within the delivering negative step 21
• All of the you are able to fico scores;
• The key factors you to definitely adversely affected the financing rating twenty-two ;
• The date on which the financing score was made; and
• The name of the individual otherwise entity offering the credit history or the guidance upon which rating is made. (więcej…)